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Financial Literacy
News and Announcements
Required High School Financial Literacy Course
House Bill 25-1192 states that high schools "shall incorporate all the financial literacy standards into a course that is required for high school graduation." Additionally, ICAP must include exposure to federal financial and eligibility tools for state and federal financial aid. To learn more, read the new HB25-1192 fact sheet.
HB25-1192 Financial Literacy Requirements Fact Sheet
Resource Bank
CDE's financial literacy resource bank provides:
- Standards-aligned lessons, digital programs, student and teacher scholarships, grant opportunities, and more.
- Search functions to quickly find resources for your grade level, budget, and professional needs.
Financial Literacy Standards

The financial literacy standards were created and are revised as part of Colorado's social studies standards, but financial literacy also stands alone as content worthy of its own specialized curriculum, instruction, and professional communities.
Curriculum Support

Article IX, Section 16 of Colorado's constitution states, "Neither the general assembly nor the state board of education shall have power to prescribe textbooks to be used in the public schools." However, CDE can still serve as an advisor to help districts and schools adopt, adapt, develop, or use the materials of their choice.
- CDE Personal Financial Literacy Resource Bank
- National Education Association resources for teaching Financial Literacy
- Denver Public Library Investing and Personal Finance Programming
- EverFi Financial Literacy: Robust library of lessons on a variety on financial literacy topics.
- Next Gen Personal Finance: Various online lesson plans and digital resources to teach personal finance topics. Curriculum unit workshops, 1 semester and full semester courses available.
Instructional Support

- Next Gen Personal Finance's free Professional Development Opportunities
- The MoneyWi$er Podcast (last podcast published in 2021)
Community

There are many opportunities to connect and grow as a professional educator with the larger personal finance education community, including mailing lists, professional organizations, and events.
- Jump$tart's Financial Friday's Newsletter
Financial Literacy Education Legislation
- HB25-1192 (2025): Incorporation of all financial literacy standards into a course that is required for graduation
- HB 22-1366 (2022): Improving Students' Postsecondary Options
- HB 21-1200 (2021): Concerning Financial Literacy Standards for Public Schools
- CRS 22-2-127 (2015): Financial Literacy resource bank and technical assistance
- SB 09-256 Section 17 (2009): Individual Career and Academic Plan (ICAP) required for all graduates. Personal Financial Literacy is a quality indicator within ICAP requirements
- HB 08-1168 (2008): Financial Literacy Standards established and then revised and implemented by fall 2020
- CRS 22-32-135 (2004): “Strongly Encourages” local district school boards to adopt PFL as a part of district curriculum and graduation requirements

